MoneySmart Savings
Cost Cutting: Information, Deals and Offers
Information and expenditure guides on housing, mortgage interest, housing & council tax benefit entitlement, shopping and useful support websites that may help you manage and save money on your everyday bills such as food, child costs, clothing, finance, utilities, travel, motoring costs, along with other spending.
- Mortgages / Secured Loans
- Rent
- Council Tax
- Food / Housekeeping
- Utilities (electric, gas, etc)
- Solid Fuel / Heating Oil / other
- Water
- TV License / Rental
- Hire Purchase / Conditional Sale
- Child Maintenance Payments
- Clothing
- Telephone / Mobiles / Broadband
- Travel / Car Costs / Petrol
- School Meals & Other Costs
- Insurances
- Health Costs / Prescriptions / Dentist / Eye / Travel
- Childcare
- Other (eg. Pets, Haircuts, Holidays, Leisure, Gym Clubs etc.)
- Advice, Information & Support Forums
Mortgages / Secured Loans
- Adviceguide – Mortgages & secured loans
- Money Advice Service – Mortgages – comparison tables
- Martin Lewis Moneysavingexpert – Mortgages & Houses
- Adviceguide - Mortgage problems
- UKGOV help with mortgage interest payments (SMI)
Rent
- Adviceguide – Help with your rent
- Adviceguide – Housing Benefit cuts for social housing tenants – from April 2013
Council Tax
- Adviceguide – Help with your council tax
- Bolsover District Council bands & charges
- North East Derbyshire District Council bands & charges
- GOV.UK Council tax – including - find out how much does your local council charges
- Find your local council
Food / Housekeeping
- Martin Lewis Moneysavingexpert – Shopping Tips
- BBC – Dig in
- RHS – Grow your own
- Thomson Local: Find Local Shops & Businesses
Utilities (Electric, Gas, etc)
- Adviceguide
- Adviceguide Pre-payment meters – paying for energy
- Martin Lewis Moneysavingexpert
- Energy Saving Trust – Renewable Energy (Hydro, Solar, Wind, Other)
- Which? – Solar Panels
Solid Fuel / Heating Oil / other
Water
TV License / Rental
Hire Purchase / Conditional Sale
Child Maintenance Payments
Clothing
Telephone / Mobiles / Broadband
Travel / Car Costs / Petrol
- PetrolPrices.com – driving down the price of fuel
- Martin Lewis Moneysavingexpert fuel & travel
- Martin Lewis Moneysavingexpert
- Martin Lewis Moneysavingexpert
- AA – Car Running Costs Guide
- GOV.UK – Driving, transport & travel
- Adviceguide School Transport
- Child Law Advice - Who is entitled to free child transport
- NHS Choices Travel Costs Scheme
- Derbyshire County Council – Public transport
- Traveline – local Public Transport information
- AdviceGuide - Armed Forces: Free and reduced travel costs
School Meals & Other Costs
Insurances
Health Costs / Prescriptions / Dentist / Eye / Travel
- Adviceguide – Help with health costs
- NHS Choices – About health costs
- NHS Choices – Prescription costs
- NHS Choices – Dental Costs
- NHS Choices – Eyecare entitlements
- NHS Choices – Travel Costs Scheme
- NHS Choices Home Page
Childminding / Costs / Other
- NHS Choices – Deciding on childcare
- Gov.uk – Help with childcare costs
- Money Advice Service – Childcare costs
- ncma – find a childminder
- Childcare.co.uk
- AdviceGuide - Armed Forces: Help with school fees and childcare costs
Other Spending (eg. Clubs, Entertainment, Finance, Fines, Haircuts, Hobbies, Holidays, Leisure, Personal Care, Pets, Sports, Trips)
- Thomson Local: Find Local Shops & Businesses
- Martin Lewis - Moneysavingexpert
- Moneysupermarket.com
- Hot UK Deals - Deals, Discounts & Voucher Codes
Advice, Information & Support Forums
For information, discussion and support on budgeting, finances and other issues you may find the forums as linked below useful.